The Decision Passport for compliance decisions

Clariven gives compliance teams a structured way to manage complex client decisions across the AML/KYC lifecycle. Its core feature, the Decision Passport, records the information relied upon, the judgement applied, the rationale, approvals and follow-up behind each decision in one structured record.

  1. 01

    Define the decision

    Record the client, the decision required, the reason for review and the responsible person.

    Case overview: the decision question, the client profile, the preliminary risk level and the risk triggers.
    Prototype screen, sample data
  2. 02

    Bring together the decision inputs

    Record relevant external risk information, evidence, policy requirements, material changes and open matters.

    Evidence checklist for the case, showing which documents are complete, partial or missing.
    Prototype screen, sample data
  3. 03

    Document the assessment

    Explain how the information affects the decision and which risks or conditions need attention

    Governance rules evaluated against the case, each with its result and the action it requires.
    Prototype screen, sample data
  4. 04

    Record the compliance recommendation

    Capture the proposed outcome, the rationale, alternatives considered and how open matters are treated.

    AI-assisted decision summary, headed by a notice that AI does not make the final decision.
    Prototype screen, sample data
  5. 05

    Approve the decision

    Record the required approver, the final outcome, conditions and follow-up actions.

    Human approval: the decision options, the written rationale and the approval chain.
    Prototype screen, sample data
  6. 06

    Generate the Decision Passport

    Create the approved record for future reviews, handovers, management oversight and audit preparation.

    The audit-ready decision record for the case, with its owner, approver, policy version and audit hash.
    Prototype screen, sample data

The decision and its reasoning, in one record

When a decision is revisited, the outcome alone is not enough. The Decision Passport brings together the information relied upon, relevant policy requirements, the compliance rationale, the treatment of open matters, approval details and conditions, giving colleagues a clear record of how and why the decision was reached.

The full decision record: case details, the recorded rationale, the governance rules triggered, the evidence considered and the seal.
Prototype screen, sample data

Human judgment stays visible

Clariven keeps human compliance judgement visible. The record shows what was reviewed, what remained uncertain, how open matters were treated, why the recommendation was made and who approved the final decision.

Who it is for

For compliance officers, AMLCOs and MLROs, risk teams and senior approvers handling onboarding, periodic reviews, trigger-event reviews, continuation decisions, escalations and exits in regulated firms.

Explore a sample decision review with us

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